This is the only legitimate, government backed way to get your free credit report.
Don’t buy into the TV commercials with the guy driving the “whack” car, or serving seafood to customers, it is a bunch of bull, as you have to enroll in a paid service to get a “free” credit report.
This is the way I use this service: Since you are only allowed 1 free report on an annual basis & there are 3 credit reporting agencies, request a different one every 4 months. That way you have continual credit monitoring throughout the year.
So order one from Equifax, wait 4 months then order from Transunion, and then wait 4 months and order from Experian.
Get the picture? Good, now go to
https://www.annualcreditreport.com and do it.